EMI Estimator
Understand how your EMI is calculated
Three variables shape every monthly installment: the principal you borrow, the indicative interest rate, and the repayment tenure. Adjust one and the others shift with it.
Principal amount
The sum you borrow. A higher principal raises each monthly installment proportionally.
Indicative rate
The interest charged on the outstanding balance. Actual rates depend on your profile and are confirmed during enquiry.
Repayment tenure
The number of months you take to repay. Longer tenures lower the monthly figure but increase total interest paid.
Sample repayment ranges
Typical tenures at a glance
Illustrative figures for a principal of ₹1,00,000 at an indicative rate. Your actual EMI will be confirmed on enquiry.
12 months
Shorter tenure, higher monthly EMI, lower total interest
36 months
Balanced tenure, moderate EMI, mid-range total interest
60 months
Longer tenure, lower monthly EMI, higher total interest
Plan a repayment tenure that fits
Share your principal and preferred tenure, and a loan specialist will walk you through the options.