Eligibility
Who can apply for a Dhani Finance loan
Eligibility depends on your employment type, income, and profile. Review the categories below to see which guidelines are most relevant to you.
Salaried employees
Typically require a stable employment history, a regular monthly salary credited to a bank account, and an age range that matches the loan tenure.
Business proprietors
Are usually assessed on business vintage, annual turnover, and tax filings, with income benchmarks set according to the loan type you choose.
Self-employed professionals
Such as consultants and practitioners, are generally evaluated on declared professional income, years in practice, and supporting bank statements.
Verification stages
How your eligibility is reviewed
01
Identification
We confirm your identity and address against your KYC documents so your profile can be matched correctly.
02
Income verification
We review salary slips, bank statements, or business records to understand your repayment capacity.
03
Credit assessment
We look at your credit history and existing obligations to decide the loan amount and terms that suit your profile.
Preparation
Documents to keep ready
Having your KYC, address, and income documents in order before you apply helps the review move forward without delays. Requirements vary by loan type and applicant category.
Commonly requested items include proof of identity, recent bank statements, and address verification. Your advisor will confirm the exact list once you share your details.