Loan products
Loan options for every stage
Compare personal, business, and education loans in plain language, with the tenure ranges and repayment details you need before you decide.
Personal loans
Flexible funding for planned expenses, medical needs, or family milestones, with fixed monthly repayments.
MSME business loans
Working capital and growth financing for small and medium enterprises, sized to your turnover and cash flow.
Education loans
Support for tuition and study costs, with repayment structured around your course and career timeline.
Product specifications
What each loan typically covers
Personal loans usually run for one to five years. MSME business loans are structured around working capital cycles and typically range from one to seven years. Education loans often include a moratorium period while you study.
Exact amounts, tenures, and rates depend on your profile and the lender's current criteria, so confirm the details before you apply.
Typical tenure ranges
Personal: 12 to 60 months. MSME business: 12 to 84 months. Education: up to 120 months, including any moratorium.
Repayment structure
Fixed monthly EMIs with the principal and interest shown up front. No hidden clauses are added after you accept the terms.
Test your qualifying details
Check the eligibility criteria for the loan that fits your situation before you apply.